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Mt. Franklin Insurance Blog

View the latest blog posts from Mt. Franklin Insurance.

I had an accident in my friend's car, now what? Auto insurance providers tend to sign their policies with the understanding that a lot of people loan their cars out to family and friends. A policy is not immediately invalid because someone else is driving your car. READ MORE >>

How to Choose a Home Insurance Policy for a Vacation Home According to experts, the best investment that one can make is often real estate. This is particularly true when the housing market is thriving. When one invests in the market, there is always the chance of loss. READ MORE >>

Can a not-at-fault accident make your insurance rates go up  If you cause an accident, meaning it’s your fault, you can probably understand that your car insurance rates should go up. But what if the other driver was 100% at-fault? Even then, it's still possible to see a rate increase. READ MORE >>

An ounce of prevention in-home safety  As the old saying goes, an ounce of prevention is worth a pound of cure, and nowhere is this truer than in basic home maintenance. Spending a little bit of time and effort caring for your home today may save you days of costly repairs tomorrow. READ MORE >>

What is insurance to value ratio in home insurance?  Buying enough home insurance is always the biggest decision homeowners have to make when investing in a policy. How much is enough? There are many different opinions on what the right balance of coverage is. READ MORE >>

How your auto insurance coverage history matters  One of the things that can influence the availability and cost of auto insurance is your history of maintaining a policy. If you have car insurance on a consistent basis, chances are good you are a responsible driver. READ MORE >>

How to estimate the value of your business’s structure for insurance  An investment in business insurance should provide ample protection for the structure. Though your coverage also includes your business’s inventory, furnishings and equipment, consider the value of the structure first. READ MORE >>

Will car insurance cover rust damage to your vehicle? Rust can be very damaging to vehicles. It is not uncommon, even today with new technology built into vehicles. If you have a vehicle with rust damage, it’s best to have it repaired. Not doing so could mean the value of the car might drop. READ MORE >>

How to secure your home for safety before vacations  Vacations are a time to unwind and not have to worry about what’s happening at home. Yet, this is likely your largest asset. You need to consider what you can do to reduce the risk of having to file a home insurance claim when you get back. READ MORE >>

How to choose a car that’s affordable to insure  Most people buy a car based on the way it can work for their needs. You want a car that’s reliable, safe, and fully featured. Yet, you also have to factor in the cost of auto insurance. READ MORE >>

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