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Mt. Franklin Insurance Blog

View the latest blog posts from Mt. Franklin Insurance.

Collision auto insurance pays to replace or repair a car involved in an accident. It covers damages received in a collision with another vehicle or an object, such as a tree or signpost.   Usually, if you finance or lease your vehicle, collision insurance is mandatory. READ MORE >>

What is collision auto insurance and what does it cover? Collision auto insurance pays to replace or repair a car involved in an accident. It covers damages received in a collision with another vehicle or an object, such as a tree or signpost. Usually, if you finance or lease your vehicle, collision insurance is mandatory. READ MORE >>

How can I bring my home insurance rates down? The good news about trying to keep your home insurance costs down: The ball is really in your court. You have quite a few options available to you. And, for the most part, it really comes down to the choices you make —not the judgment made by your home insurance provider. READ MORE >>

How business insurance adjusts to your needs Thousands of cars are alike. Several homes in the same neighborhood are alike. But no two businesses are alike. Two franchise restaurants will be in different neighborhoods, but they might keep different hours and have different sizes of staff. READ MORE >>

Filing an insurance claim after a hit-and-run accident Getting into any type of car accident can be scary. But it's even worse when the other driver flees the scene. The hit-and-run driver's goal is to try to get away. But if you act swiftly and smartly, there's a good chance you can have them held responsible. READ MORE >>

Do you need business insurance to rent an office If you're looking to rent an office, you should also look into business insurance. Whether or not you expect to have clients come visit you, it's still a good idea to protect yourself. And your landlord may require it anyway.   READ MORE >>

What belongings should I document for home insurance? You need to document your possessions if you want them to be covered under your home insurance policy. But how far should that extend? What needs to be documented?   The short answer: Everything. READ MORE >>

When does a hobby become a business? You take a painting class, and it turns out, you're a natural. Before long, you've got friends asking you to do portraits for them. Soon enough, strangers are asking for portraits, too. Now, you must start charging for services, because it's your hobby is becoming something of a day job. READ MORE >>

Will home insurance cover a new HVAC? As a general rule, you should assume that your home insurance will not cover a new HVAC unit. Your HVAC will eventually need to be replaced, owing to general wear and tear. No matter how well cared-for your HVAC unit may be, no machine can be expected to last forever. READ MORE >>

Three mistakes to avoid when buying auto insurance It’s easy to think that buying auto insurance is one of those things that we’ll eventually get the hang of. But the truth is, it can be confusing to even seasoned drivers. READ MORE >>

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