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Mt. Franklin Insurance Blog Page 3

View the latest blog posts from Mt. Franklin Insurance.

Can a not-at-fault accident make your insurance rates go up  If you cause an accident, meaning it’s your fault, you can probably understand that your car insurance rates should go up. But what if the other driver was 100% at-fault? Even then, it's still possible to see a rate increase. READ MORE >>

An ounce of prevention in-home safety  As the old saying goes, an ounce of prevention is worth a pound of cure, and nowhere is this truer than in basic home maintenance. Spending a little bit of time and effort caring for your home today may save you days of costly repairs tomorrow. READ MORE >>

What is insurance to value ratio in home insurance?  Buying enough home insurance is always the biggest decision homeowners have to make when investing in a policy. How much is enough? There are many different opinions on what the right balance of coverage is. READ MORE >>

How your auto insurance coverage history matters  One of the things that can influence the availability and cost of auto insurance is your history of maintaining a policy. If you have car insurance on a consistent basis, chances are good you are a responsible driver. READ MORE >>

How to estimate the value of your business’s structure for insurance  An investment in business insurance should provide ample protection for the structure. Though your coverage also includes your business’s inventory, furnishings and equipment, consider the value of the structure first. READ MORE >>

Will car insurance cover rust damage to your vehicle? Rust can be very damaging to vehicles. It is not uncommon, even today with new technology built into vehicles. If you have a vehicle with rust damage, it’s best to have it repaired. Not doing so could mean the value of the car might drop. READ MORE >>

How to secure your home for safety before vacations  Vacations are a time to unwind and not have to worry about what’s happening at home. Yet, this is likely your largest asset. You need to consider what you can do to reduce the risk of having to file a home insurance claim when you get back. READ MORE >>

How to choose a car that’s affordable to insure  Most people buy a car based on the way it can work for their needs. You want a car that’s reliable, safe, and fully featured. Yet, you also have to factor in the cost of auto insurance. READ MORE >>

Correcting unsafe issues to minimize insurance claims  Dangerous conditions create high-risk environments for business owners. When an unsafe condition exists, it is essential to take immediate steps to correct it. Leaving it, even for a moment, puts other people at risk. READ MORE >>

How to file a claim for damage from a natural disaster  There is no doubt that a true natural disaster can cause significant damage to your car. You may find yourself overwhelmed in the moments after the event. What should you do? What can you do to ensure you get your vehicle repaired? READ MORE >>

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