Home Page
Auto Quote Quick Links Commercial Insurance Personal Insurance Bonding Health & Life

How to improve parking lot safety to minimize damage to your vehicle 

You visit a location, park your car, and go in. Do you think twice about the area or whether your car is safe? In some situations, parking lots can create a significant risk for a vehicle. No one is around.




If an accident occurs, you may face damages you have to pay out of your pocket. Or, perhaps, you may have to file an auto insurance claim. To avoid this, choose the right parking lot and be sure to park safely. How do you do that?

Where you park matters

Parking lots can be dangerous areas. People are walking, cars are zipping around corners, and your vehicle lacks protection.

If an accident occurs in a parking lot, the driver of the other vehicle has the responsibility to try to find you. They may be able to file a report with the police. Sometimes, they leave a note.

Yet, in other cases, this does not happen. The other driver simply leaves. Without cameras or witnesses, you end up having to pay for the losses of this hit-and-run. You do not want to face this if you can avoid it. For that reason, consider these tips.

#1: Park away from others if you can

It’s best to park at a distance from walkways or the entrance to the building. This is inconvenient for many people.

Yet, parking at a distance means fewer cars around you. This may help to reduce some risk of accidents. If you have a larger-than-normal vehicle, make a point to park away from the crowds.

#2: Don’t squeeze in

Your auto insurance is not likely to cover damage from the dings from shopping carts or similar events. In other words, if the space is too tight, you are likely to have some damage to your vehicle. To avoid this, choose an open space. This is best even if you have to walk a bit to get to it.

#3: Park under lights

Whenever possible, position your vehicle under security lights. This is important to do at night. Vehicle break-ins can occur for many reasons. Yet, thieves are always more likely to strike an easy target. By parking under the lights, your vehicle might have more protection.

Do you have car insurance for such parking lot claims? This depends on the type of auto insurance you have.


Be sure to talk to your agent about your auto insurance. If you need to file a claim, they can help you do so.

Keep in mind the importance of choosing a plan that offers both collision and comprehensive insurance.


Contact us to learn more about how we helped these clients
or to request a 

We are ready to help you.
First Name Last Name
Phone # Email
ZIP Code

Posted 12:26 PM

Share |

No Comments

Post a Comment
Required (Not Displayed)

All comments are moderated and stripped of HTML.
Submission Validation
Change the CAPTCHA codeSpeak the CAPTCHA code
Enter the Validation Code from above.
NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2020
  • 2019
  • 2018

View Mobile Version

Home Page
Who We Are
Get A Quote
Contact Us

Commercial Insurance
Personal Insurance
Health Insurance
Life Insurance
Mexico Auto Insurance
Insurance Glossary


Map & Directions

Phone: 915.599.2900

Fax: 915.921.5550


Liberty Mutual
Personal Umbrella